As living costs continue to rise, individuals are finding it increasingly difficult to track and manage their monthly outgoings. Understanding when major expenses leave their accounts and how they impact disposable income is critical to better financial management.

My Paper Trail set out to create a streamlined, user-friendly platform that consolidates all household bills into a visually intuitive system. The app needed to:

• Aggregate all outgoing payments, providing a clear overview of financial commitments.
• Track bill due dates, helping users avoid missed payments.
• Visually represent disposable income, allowing better financial planning.
• Ensure a simple, clean user interface, making financial tracking accessible to all users.
  

With these objectives in mind, the challenge was to develop a mobile app for iOS and Android that could effortlessly track bills and provide valuable financial insights.

To help My Paper Trail achieve its vision, we developed a feature-rich yet user-friendly platform that enables individuals to track, manage, and visualise their monthly expenses with ease. With an intuitive UI and real-time financial insights, the platform simplifies budgeting and supports more informed decision-making. Our focus was on creating a seamless experience that empowers users to stay in control of their money without the friction often associated with personal finance tools.

The finished product delivers a consolidated view of all financial commitments in one place, boosting financial awareness and promoting smarter money management. Users benefit from automated bill tracking and categorisation, reducing the risk of missed payments and improving overall financial organisation. Built with scalability in mind, the platform is ready to accommodate future enhancements, including new tools and features. With its modern design and intelligent automation, My Paper Trail gives users the confidence and clarity they need to take charge of their financial future.

• Onboarding and registration, including social login for easy access.
• Bill aggregation and tracking, consolidating all outgoings in one place.
• Recurring bill categorisation, grouping expenses for better organisation.
• Bill linking functionality, tracking increases and decreases over time.
• Income and disposable income calculation, offering financial clarity.